Archive - September 25, 2013

I stormed down the hall and plopped myself into a chair across from my supervisor. “One time. Just one time, I would like to NOT be asked an insurance related question…is that so much to ask?” She chuckled as she replied, “you’ll have to find a new line of work first.”

In my line of work (don’t I sound simultaneously official and snobby), I sign my name “Renae Adelsberger, CISR.” What does the CISR stand for? Nerdiness (okay, so I’m not Dwight Schrute). Need I say more? My job title is “Commercial Account Manager” which means I don’t have to go out and sell new policies. Rather, I service the existing ones and dig into details. How much will it cost to rebuild your building in the event of a total loss? How much of that loss are you willing to retain? How would you like to be billed? (Are you bored yet?)

Some businesses, like offices, have very little risk and often default to a minimum premiums. But others, like crane operators and hot air balloons, have high risks which are reflected in their chunky premiums. I have to navigate these options and companies and do my due diligence to do what’s right for the customer.

We purchase comprehensive and collision insurance for our vehicles, liability insurance for our homes, life insurance for our spouses, and workers’ compensation for our  businesses. But I fear we aren’t prioritizing our potential losses. We prepare our families and our businesses for physical losses but not for a spiritual one.

We individually list artwork, jewelry, and furs so that they are fully covered but we leave our souls to chance.

Excuse the cheesiness, but Christ paid our premium on the cross. It was a cost we could never afford and one we could never finance.

Why do so many people say, “I’ll deal with religion later?” You can’t purchase insurance to cover a loss that has already happened. Once you die – it’s too late.

Trust Jesus and Jesus alone. He alone can rescue your soul from an eternity in hell.

The Gospel demands a decision – either yes or no. You either take up your cross and follow Him or you turn your back and go your own way.

Yes, the insurance metaphor breaks down quickly. But ponder this: have you considered and better planned for the future of your stuff than you have for your own soul?

Yes or no.